thegrinch

SDR

Buying my first home! Who do you recommend I use as my lender?

Using my hard earned sales commish on my first place which is a small condo in Southern California. Putting 20% down, perfect credit and will be my primary home. What company do you recommend I get a loan from? :-)

🐱 Off-Topic

30 comments

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paddy

WR Officer

Director of Business Development

Gong has a mortgage lending program. I'd look into it, they're very helpful and an absolute delight to work with.

InQ5WeTrust

Arsonist

No marketing, mayo isn't an MQL

They have great customer service, just say their name 3 times and they appear in a puff of smoke.

thegrinch

Politicker

SDR

LOL

Diablo

Politicker

Sr. AE

😂

poweredbycaffeine

WR Lieutenant

☕️

I went with Movement Mortgage and it was smooth as could be from start to finish! Def worth getting some info from them.

thegrinch

Politicker

SDR

I'm talking with them right now! Great to hear the positive reviews

InQ5WeTrust

Arsonist

No marketing, mayo isn't an MQL

Congrats on the future home dude 😃

Sadly no advice but glad to see savages out here winning at life.

UrAssIsSaaS

Arsonist

SaaS Eater

We used a local broker when we bought but it was funded via Supreme lending. Super easy process and we could play hard ball with them some to get exactly what we wanted from the loan. Would work with them again.

poweredbycaffeine

WR Lieutenant

☕️

Was your closing handled by a hypebeast wearing an oversized hoodie and cargo pants?

UrAssIsSaaS

Arsonist

SaaS Eater

Nah it was a supreme crew neck and joggers. He had me fooled.

JustGonnaSendIt

Politicker

Burn Towns, Get Money

My local broker is with Supreme Lending also. Was a great experience. Highly recommend.

Money

Executive

Head of Sales

Broker for sure, they have wholesale rates with multiple banks. Can usually get some customized lending instruments that’ll allow you to put less down and get a killer rate. Picking just one bank limits your ability. Or be a chonch and call one of the big banks who will string your closing along until you nearly lose the deal…for the lolz

desperado

Politicker

Head of Sales

Better.com gave me the lowest rates and qualified me for the highest amount. If you know someone that works there, ask your mortgage officer about the referral program and they’ll give you an even lower rate. check em out

goose

Politicker

Sales Executive

Does it even matter? As long as you use a reputable company you'll find the process goes smooth and the loan may be sold to another company anyway. I would hesitate to use a lesser known company for fear of running into issues along the way.

Get the rate you want and don't worry about it.

goose

Politicker

Sales Executive

Go with the 15 year, though.

sahil

Notable Contributor

Deepak Chopra of Sales

Congrats @thegrinch - I'd check out rocket mortgage. I've used them before

thegrinch

Politicker

SDR

Thank you Sahil! :-)

Blackwargreymon

Politicker

MDR

We used a local broker when we bought but it was funded via Supreme lending.

FamilyTruckster

Politicker

Exec Director, Major Accounts

Have you checked your bank? Congrats!

LordBusiness

Politicker

Chief Revenue Officer

I’ve got mortgages with Wells Fargo, Chase, and two with Associated Bank and Mr. Cooper. All four are solid to work with and would recommend.

sugardaddy

Politicker

🍬

Congrats with your upcomming home. No advice, but love to see someone crushing it! 😊

cw95

Politicker

Sales Development Lead

Not a clue but congrats!

DataSlangah

Politicker

SAE

The place that will offer you the best rate with the lowest fees.

WomenWantMeFishFearMe

Politicker

Navy Federal if you can

Simo

Politicker

Director of Sales

Go with a local lender in your area. Agents and sellers will like that you are using a lender that is well own in your city/town

JustGonnaSendIt

Politicker

Burn Towns, Get Money

I elected to use a local mortgage broker that was not a big bank.

Not only did I get a great rate, but they helped with pre-purchase counseling to help me understand what the impact on my budget would be from different prices / locations of home.

They also had a great network of local inspectors and contractors to help me feel good about my purchase.

On top if this, they closed my loan in less than 2 weeks once I found the right place. Where I live the market is highly competitive, and this pace of closing is very attractive to many sellers.

I highly recommend working with a local shop or bank. Often they are much better partners for your first purchase than some monolithic organization.

Regardless of where the loan originates, your loan is very likely to be packaged up and sold off to another mortgage company for servicing in the first 1 or 2 years of ownership.

warroom

Opinionated

Account Executive

Do you have a Costco membership? If so, they have a mortgage marketplace where you can see multiple lender's rates and you can choose who you want to contact you.

Panda4489

Politicker

Head of Some Shit

I here Better.com is actually legit

MR.StretchISR

Politicker

ISR

Gong has a mortgage lending program. I'd look into it, they're very helpful and an absolute delight to work with.

Clashingsoulsspell

Politicker

ISR

I've heard it's a fun environment for AARP card holders and Civil War veterans.

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thegrinch

Buying my first home! Who do you recommend I use as my lender?

30 comments

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