hunnybunny

SaaS Sales

Company Card vs Reimbursements

Would you rather have a company card and all expenses just go straight there or use your own card and get reimbursements?

I'm torn. Obviously the company card is great because of convenience and you never have to wait on getting that money back, but at the same time, using my personal card for business expenses gets me tonnns of points/SkyMiles.

What are your thoughts?

Charge Preference

Attached poll

Charge the company card Just reimburse me

*Voting in this poll no longer yields commission.

💵 Finance

🏙 Corporate Experiences

25 comments

Sort by:

UrAssIsSaaS

Arsonist

SaaS Eater

I always prefer using my own card. Ive flown to Japan 3x in first class on points, a lot of which were earned via travel spend for work and reimbursed. Not even close in my mind if you know how the credit card/points game works.

braintank

Politicker

Enterprise Account Executive

Japan highlights go!

UrAssIsSaaS

Arsonist

SaaS Eater

Kyoto is an absolute must, my favorite city in Japan. Rented electric bike and rode all over the place, best way to see everything IMO.

I have also done a couple ski trips in Hokkaido and they are pretty hard to beat. Fiance and I rented a small RV and just chased storms all over Northern Japan skiing and that will probably go down as the greatest trip I have ever taken. It was an amazing way to see the country. Furano was my favorite town and area we skied, for any avid skier I highly recommend.

hunnybunny

Opinionated

SaaS Sales

That’s amazing! I don’t have *quite* that many points yet, but am well on my way with how many work trips I’ve been taking recently!

LordOfWar

Tycoon

Blow it up

Company card because begging forgiveness > asking permission

hunnybunny

Opinionated

SaaS Sales

I mean, you’re not wrong there!!

jefe

Arsonist

🍁

Just got my first company card, but I love reimbursement.

Paid for so much of my honeymoon/elopement trip on points from business travel.

TennisandSales

Politicker

Head Of Sales

I have had both experiences.

I would MUCH rather use my own card. I get way more personal benefit from this.

BUT my wife loves that I have a company card now because i never have to expense anything.

I would always forget to do this and get reimbursed late haha

Pachacuti

Politicker

They call me Daddy, Sales Daddy

I'm all about the points.

braintank

Politicker

Enterprise Account Executive

Gimme dem miles!!!

LordBusiness

Politicker

Chief Revenue Officer

I fly my daughter back and forth from college all year on miles from expenses

hunnybunny

Opinionated

SaaS Sales

That’s wonderful! Definitely a perk in that sense!

Sunbunny31

Politicker

Sr Sales Executive 🐰

I loved the convenience of the company card, but am currently using my own and then getting reimbursed. Miles + points are pretty sweet to make up for the inconvenience.

1nbatopshotfan

Politicker

Sales

Personal all day every day. Free family vacations yearly from mileage.

FinanceEngineer

Politicker

Sr Director, sales and partnerships

I love using my own cars for the status and rewards. I haven't had an issue in the 10 years I’ve been doing it.

hunnybunny

Opinionated

SaaS Sales

That’s really good to hear! I haven’t had any issues at my company either, but there has been a few instances where my husband has had to submit receipts multiple times before getting reimbursed.

MrEffWord

Opinionated

Regional Sales Manager

If your credit is good then fuck company cards and get a card that gets you status and points/miles etc

If your credit sucks and have a shitty CC then , go corp card. Not like you have a choice anyway if this is your situation … bright side is your expenses are a tad easier. But having your solid CC card worry points/miles far outweighs these boring perks.

sketchysales

Politicker

Sales Manager

Counter argument here, if you got a shitty credit rating and you do have business expenses, put them through your personal card as long as you are reimbursed in time to keep the level down/below limit. I did that previously, secured myself an excellent credit rating and a HUGE credit limit on my CC from pretty much just business expenditure. That said I was careful with my credit everywhere else but the high amount of money transacting through the card and being paid back in a timely manner went a long way.

FWbear

Contributor

Territory Manager

I was conflicted when I was in a sales role that gave me a company card. On my business trips I got per diem based on where I was and if I used my personal card I have to keep all my receipts but I got the points. If I used company card I just clicked a box that said company card for each meal and it was easier when doing expense reports, especially if a longer trip.

Figure out which works best for you!

balbazar

Opinionated

Enterprise Account Executive

Points for the win.

Justatitle

Big Shot

Account Executive

Use my card and get free points

sketchysales

Politicker

Sales Manager

Difficult one, I have always preferred going the reimbursement route, mainly for the points as many have commented here as they go a long way.

However the issue I had was being relatively new to the country and with little credit history, when you start hitting $10k+ monthly expenses which I do every month, it can get difficult to float that on your card.

Also I found I missed out here and there on small transactions where I struggled to differentiate whether they were mine or not and earlier in a previous job, for years I missed out on foreign transaction fees without realizing which would have totaled up to well over $1000 over a course of a year. I did artificially inflate all foreign transaction fees after I realized that to try recoup.

So its a mixed answer, I like the points but I dont like losing money.

saaskicker

Celebrated Contributor

Enterprise AE

Have a company card and you can link it to your personal points on Amex for like $80 a year. I expense that $80 every year an no one bats an eye.

looper1010

Celebrated Contributor

Solutions Specialist

Personal card for the points!

coletrain

Politicker

Account Executive

Give me my points, absolutely reimburse me

Bravado is a community of trusted sales professionals endorsed by their customers.

Products

The War Room Jobs Salary Guide Tech Sales U

Company

About Us How It Works Blog Bug Bounty

Contact

Press Careers

If you are hired as a contract sales rep by a Bravado customer, we may ask you to prove access to the employee email account provided to you by that customer. This data will be shared with customers to track your sales productivity; customers can use this data to confirm you meet the minimum activity requirements to pay out your ramp stipend and commission.

hunnybunny

Company Card vs Reimbursements

Charge Preference

25 comments

Related posts

Company Car vs. Car Allowance

Debit Card Fraud ??

The old timey business card