Hey all,
You can find more context from my previous post, but I've been in the job hunt and excitied to say I officially have 2 different offers on the table! They are very different roles, and I'd love to get feedback and helpful advice for my decision.
One is an AE role for the emerging market (smaller businesses) at a growing and respected SaaS company that my buddy works at and loves. It's $65k base / $130k OTE, uncapped commissions, and $70k in RSU's vested over 4 years. Have good health benefits, 3% matching 401k. Good product-market fit, customers seem to really like the product and many reps are hitting quota (50-70%+). It's an "expansion" AE role so the vast majority of leads are inbound and working off and existing customer list to upsell them. Also this role is fully remote. And even though I'd be starting in the emerging market because I don't have SaaS experience, there have been reps in this role clearing $200k-$300k+ and get promoted. My buddy really likes this company which is also a plus.
The other offer is an agent role at an international insurance company, where I'd be selling trade credit insurance. They have the biggest market share in the industry. It's $110k base, and starting out I get commission only on new business (12% direct, 8% if through a broker). Good health benefits, $800/mo. stipend for your car travel, and 3%-9% 401k matching. Office would be in NYC, but it's hybrid. They just invested in more marketing, but there is not much inbound leads at all. Purely hunting, and was told straight up it's a grind and will be the hardest sale of my life. You start off with nothing and have to build your book of business, but once you get to a certain level (usually by year 3+) you switch to the senior comp. plan that's 100% commission (with higher commission rates, and you get commission on renewals). And once your book of business is big enough it's less cold calling and more renewals/referrals.
I feel like I got really good vibes when interviewing with the different people at the SaaS company, and the culture seems younger and great, and people are happy with a good work/life balance and making money. I also have more of an interest in SaaS than insurance, and I know people can make a shitton of $ in SaaS and I can always use this experience for another job down the line. A part of me thinks it'd be foolish not to take the second offer with higher base, but I don't want to regret making a decision going somewhere that i'd hate. Plus, I just found out that with the 2nd offer i'd have to pass a drug test and if thethecreen for THC fail. At my current role I've been grinding for 5 years building a book of business, but for many reasons It's time to leave.
As a 28 y/o who's looking to make bank but also not be constantly stressed and wants to enjoy life - what would you guys recommend?
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