I know there are a few of us in here to answer your questions, and its something EVERYONE is legally required to buy at some point in their lives. It's also a solid career choice with huge earning potential.
CYBER RISKS are THROUGH THE ROOF RIGHT NOW. I *know* y'all heard about the Colonial Pipeline hack .
Other fun fact is that my company actually mines its own cryptocurrency to pay ransom attacks, as many carriers (insurance companies) won't - but that may be changing soon.
Career basics:
There are three licenses required to sell insurance; Life and health, personal lines and commercial lines. There is also the FINRA series 6, 7 or 63 for variable life/variable annuities but I know very little about those lol.
Personal lines is 40 hours and a state exam (think home, personal auto)
Commercial is 90 hours and a state exam (think everything to do with business).
You must renew your license every 2 years and take 15 hours of CE courses (there have been webinars that you attend which will satisfy this lately).
You can earn various specialty designations should you choose, such as CIC (certified insurance councilor), CRM (certified risk manager), CRIS (construction risk insurance specialist), TRIP (transportation risk insurance professional), and many many more. This is totally optional and honestly doesn't really matter much. Some are 40 hours, some take a year and require accounting courses (AFSB).
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