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Investing Money

Anyone with a background or experience in finance I need help! After saving a good amount of my money from years of working I need help finding the best stocks, markets, or funds to put my money into. Ideally I am looking to leave it in something for about 5 years until I will need to use it. I currently have a Fedility account so would love suggestions for that. Thank you in advance! 
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21
DungeonsNDemos
Politicker
+7
AE of B2B
There's a lot of better places to look for investing advice than here. Or you can always yolo on Wallstreetbets flavor of the week
User1234567
Politicker
+5
User1234567
What places would you suggest?
duckduckgos
Opinionated
+5
Business Development
Is your Fidelity account a 401k or a Roth IRA? Or is it a normal brokerage account that you will be investing in?
User1234567
Politicker
+5
User1234567
Just normal brokerage account right now
Lambda
Politicker
+6
Sales Consultant
You need to do your own research tbh, admittedly we all want to help each other but that one person thats here that could screw your entire finacial future..... not worth it
User1234567
Politicker
+5
User1234567
I get that, was just curious on others opinions
JC10X
Politicker
+8
Senior Sales Manager
Me too, I always share when something is working for me.
Oz
Ozz
Politicker
+6
Account Executive
Do you own research but real estate is hot right now. 
JC10X
Politicker
+8
Senior Sales Manager
True that! Real estate, but what about the housing crash that's coming?
Oz
Ozz
Politicker
+6
Account Executive
not likely unless there's a recession. 
User1234567
Politicker
+5
User1234567
Yes I am Just looking for more opinions
uncorpse
Politicker
+5
Sales Development
BTC and real estate!
User1234567
Politicker
+5
User1234567
Thank you
JC10X
Politicker
+8
Senior Sales Manager
Yes sir!
ragnarlothbrok
Politicker
+6
Key account manager
Celcius is good for weekly paid interest if you are HODLing crypto too 
FamilyTruckster
Acclaimed Answer
+7
Exec Director, Major Accounts
Pai Gow.
Ryase1113
Opinionated
+3
Regional Director
This one got me!  🤣
TheRealVladimirPutin
Opinionated
+5
AE
Diversified ETF, dollar cost average, 5 years is too short of an investment timeframe for securities
User1234567
Politicker
+5
User1234567
Going to look at those
Richie
Opinionated
+3
Sales Manager
Good ideas.
JC10X
Politicker
+8
Senior Sales Manager
I was big in crypto, till about 3 months ago hehe. Will look at the comments below for more insights, if not stocks it is..
User1234567
Politicker
+5
User1234567
I was thinking about crypto but was not really sure
Stratifyz
Opinionated
+9
Business Development Rep
I’d play it safe and invest in things that have been around for some time.
Oboy77
Arsonist
+8
Workspace Consultant
Interesting topic.

@Kinonez 
APalmoze
Good Citizen
Business Development
I love this. Sales people are making good money and the best thing to do is invest it.
SlinginSoftware
Politicker
+7
Account Executive
I can’t emphasize this enough… get a financial advisor! They help take the guess work out and the more money they make you, the more they get… it is in their best interest to make money from your money.

If I would have kept managing my money myself, I would have been in a great place at retirement… but financial advisor has me on track to be almost 30% further along at retirement… literally millions of dollars ahead of where I was projected.

*These of course are projections and things can change or go south in a matter of months…*
EdTechSales
Politicker
+4
Director of Sales
Real Estate, BTC and ETH. 
Feds_Watchin
Politicker
+6
Account Executive
a Roth IRA and any ETFs you are comfortable with 
Feds_Watchin
Politicker
+6
Account Executive
In addition to 401K and maximizing any employer match
ne
newsalesguy14
Politicker
+6
Account Executive
The #1 easiest thing you can do is throw it in an index fund that tracks the S&P 500. Throw your lump sum in there, and moving forward start dollar cost averaging into it (meaning every paycheck, you throw a percentage into the investment). If you want to go slightly higher risk higher reward, you can do something like 2/3 of your money in that fund and another 1/3 in the S&P 1000 to go for earning a little more since these companies having more growth potential (this is what I personally do). This is passive investing and this is the winning strategy. I would encourage you not to pick and gamble on individual stocks or participate in “pump and dumps”. Not only is it risky, but there is tons of research and checking to do and I can say personally that it comes with a lot of anxiety.
ne
newsalesguy14
Politicker
+6
Account Executive
Next is real estate. Owning property (not REITs) is huge due to leverage and cash flow. I encourage you to look into “house hacking” as a way to get into this as well. Though real estate is very powerful, there is tons of due diligence you will need to do here. To be a real estate investor you need to be extremely educated on what you’re doing and you need to know how to run numbers on properties to find out if the deal will cash flow and grow for you or not.
ne
newsalesguy14
Politicker
+6
Account Executive
I encourage you to look into it. BiggerPockets is an excellent resource for this. But this is why I started with passive investing first - it doesn’t require much time or energy which is great. If you do decide to go into real estate, then what’s great is a combination of these two (ie saving money in index funds so they grow in between property purchases. Just be aware that there is risk in the market tanking your down payment if you do this)
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goose
Politicker
+11
Sales Executive
Find a professional that you like and trust and work with them. They’ll help you play the long game according to your goals.
countingmyinterest
Politicker
+4
Account Executive
Any vanguard or blackstone fund that invests into an exchange like Nasdaq, Russell, FTSE, S&P500. 
ho
homeschooled
Good Citizen
+1
Executive Client Partner
I personally use a roboadvisor, Wealthfront ( https://www.wealthfront.com/) because they automatically rebalance, reinvest, do tax loss harvesting and you can borrow against your taxable investments if you need to instead of spending it. Also agree with @newsalesguy14 about Realestate. We own two condos that cash flow about $1,000 per month.
ho
homeschooled
Good Citizen
+1
Executive Client Partner
You can also get $5k managed for free by using this link (I do as well), or you can just use the first one I posted above: https://www.wealthfront.com/c/affiliates/invited/AFFA-V29B-IFEQ-IVZ8
DrunkenArt
Politicker
+6
Sales Associate
I'd look into doing an emergency fund with Vanguard. I'm not sure what your goal in 5 years is, but Vanguard does have a cool option for those who want to put their money somewhere safe. I believe it's mainly a money market thing, but I would always recommend speaking with an advisor 
sellingsellssold
Politicker
+7
SDR
I would suggest looking into the S&P500 index. Each company has a different ticker symbol but it is almost guaranteed that you will make money if you keep it in for a couple years.
APalmoze
Good Citizen
Business Development
I’m more of a set it and forget it passive investor so I couldn’t tell you in depth about things. I invested my money into: -REITs -ETFs -Index Funds -SMART Universal Life Insurance Next I want real estate and a few other things
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