Does anyone have a good spiel for explaining a career gap due to health related reasons?

For context I separated from my previous company and then almost immediately got crushed by a bus while on my bike. I took a good 3 months off to recover but now I'm back at applying to roles.

I've had 3 interviews so far with another upcoming. I've progressed in 1 of the interview (still waiting to hear back on the other two) but I can detect the recruiters hesitation when they ask why I have such a long gap from my last position and my response is "I was hit by a bus".

Any advice would be appreciated!

Explaining a Career Gap due to Health Reasons