upupaway

Branch Manager

Life Insurance Sales Jobs

There are some Life insurance sales jobs postings out there saying you can make a lot of money per year, full time or part time, and they provide you with all the leads so you do not have to find them on their own. Finding them on your own is the staple of how Life Insurance sales works, so this sounded interesting to me.

I was wondering if these places are legit, or are they too good to be true?

💰 Compensation

👥 Hiring

21 comment

Sort by:

braintank

Politicker

Enterprise Account Executive

But do you want to sell life insurance?

upupaway

Fire Starter

Branch Manager

If the money was legit, then sure why not

braintank

Politicker

Enterprise Account Executive

If something sounds too good to be true (e.g. we provide you 100% of leads) it definitely is.

Sunbunny31

Politicker

Sr Sales Executive 🐰

^^^ this. Something seems off.

jefe

Arsonist

🍁

Definitely suspect.

Kosta_Konfucius

Politicker

Sales Rep

I sales jobs have the opportunity to make legit money. The stories I have heard about life insurance usually are cold calling friends/family to buy from you

LordOfWar

Tycoon

Blow it up

Sounds sus, but I've seen crazier. Some companies pay people just to take orders, but that role won't survive a leadership change.

CuriousFox

WR Officer

🦊

Research the company and see what Google reviews say 🤷‍♀️

dreadpiratescript

Politicker

Producer

To good to be true my friend. Most people already have adequate life insurance through their employer.

The model of these places is to get you to sell a bunch of policies to your family/friends burn you out and then hope everyone you sold keeps paying their premiums.

JDialz

Politicker

Chief Operating Officer

A lot to unpack here.

Yeah, it is true that a lot of insurance sales operations encourage (force) you to solicit your friends and family. IMOs are usually the ones who claim to provide tons of leads, but they’re old and the target demo for IMOs is poor people anyway. A lot of leg work for very low pay.

Also true that most people have adequate LI through their employer, but most people don’t have a true insurance need. If you’re low-income or an older person with little/no debt and a low net worth consideration you’re the target demo for the vast majority of LI insurance sales. The keys to the kingdom are found elsewhere…

High net worth and UHNW are the people/families most benefited by integrated insurance and investments. Especially if they have large RE holdings, own multiple companies, or are W2s with high household income with a decent time horizon to retirement.

It gets very complicated at this level, but also not something anyone at the “we give you leads lol” companies even attempt. Hell, nobody at Fidelity, Vanguard, Merrill, Morgan Stanley, Baird, EJ, etc even do it.

dreadpiratescript

Politicker

Producer

amen, life insurance sales to people who have a true need is typically more boutique and relationship driven

TennisandSales

Politicker

Head Of Sales

i sold life insurance for 4.5 years.

and i can tell you that these companies that say you can make all this money and they provide all the leads blah blah blah.....suck.

dont do it.

good chance its 1099 not w-2, good chance the leads totally suck, good chance you will be forced to push product on ppl who DONT need it or DONT understand it.

just dont do it.

FlyingHellfish

Good Citizen

Director of Business Development

Was in the insurance game for a while as well and can confirm everything mentioned here is accurate.

“Leads” in Insurance speak = Orphan clients. Meaning, they are a bunch of folks who have a policy that are not associated with a rep. Your goal is to either convert their current policy or sell them something entirely different.

Also, any successful agents I know have all said the same thing, takes at least 4yrs to build a stable book of business or you are well connected in your community and become the person everyone goes to.

If you want to sell insurance, better off working for an established rep., helping with their book of business, and wait until they retire so you can buy it off of them.

Just my two cents.

upupaway

Fire Starter

Branch Manager

I needed ya'll to confirm this! Sometimes my mind believes what it wants to believe though.....Thanks!!!!

tightlines

Politicker

Account Executive

This was my internship when I was in school and I hated my life

tightlines

Politicker

Account Executive

Even though I was a top performer (but thats just me)

upupaway

Fire Starter

Branch Manager

You may not be wrong lol

nemix

Politicker

SDR

If your doing Life insurance you have to be comfortable with buying your own leads. Insurance is a great opportunity but the only way to be successful out of it and is to view it as a FT business and not a job.

SoccerandSales

Big Shot

Account Executive

Seems to good to be true imo

Diablo

Politicker

Sr. AE

As far as you want to sell Life Insurance, why not

Chonkonaut

Valued Contributor

CSAM of Luke Warm Chowder

Life insurance, ah those remind of those scary final expense stories.

Bravado is a community of trusted sales professionals endorsed by their customers.

Products

The War Room Jobs Salary Guide Tech Sales U

Company

About Us How It Works Blog Bug Bounty

Contact

Press Careers

If you are hired as a contract sales rep by a Bravado customer, we may ask you to prove access to the employee email account provided to you by that customer. This data will be shared with customers to track your sales productivity; customers can use this data to confirm you meet the minimum activity requirements to pay out your ramp stipend and commission.

upupaway

Life Insurance Sales Jobs

21 comment

Related posts

Did the sales life choose you or did you choose the sales life?

Jobs outside of sales?

IYO, What are The Best Health & Life Insurance Agencies to Work For (as a Remote Sales Agent)?